folioPilot's open architecture allows you to offer clients a combination of proprietary and non-proprietary investment strategies for all custodial-available asset classes that offer greater flexibility, greater investment options, and a reduction of potential conflicts of interest. folioPilot was purposely designed to enable you to offer a broad array of investments which is now deemed essential to not only retaining high-net-worth individuals, but to attracting a new generation of investors who demand access to the same strategies and securities as their parents but at a much lower cost. In short, folioPilot provides you with a level of investment strategy sophistication and portfolio construction and management not available from other less sophisticated tools.

Based on our expreience, many advisors struggle with the delivery of true downside protection. Achieving it is not as easy as building diversified portfolios using passive investment vehicles. In truth, those vehicles become highly correlated in a major downturn which can play havic with the attainment of index beating returns during such market conditions. But investors crave downside protection and the index beating returns that come with it, in fact they demand it. To deliver that downside protection, folioPilot has taken a proprietary but proven approach. It employs tri-directional diversification; diversification across investment strategies within an investment vehicle class, diversification across investment vehicle classes, and finally, diversification across investment vehicles within a class. folioPilot's approach has been proven over the last three major down cycles to deliver the downside protection clients are seeking.

While its tempting to classify folioPilot into a single variety of TAMP functionality, folioPilot's added capabilities enables the support of multiple account flavors: Exchange-Traded Funds Wrap Accounts, Index Funds Wrap Accounts, Mutual Fund Wrap Accounts, Separately Managed Accounts, and finally Unified Managed Households. A single easy-to-use platform for all account types, nothing could be more efficient!

folioPilot can be used as a gateway to cross-sell other financial products and services, such as insurance, retirement planning, or estate planning.

folioPilot's rules-based approach helps to ensure compliance with ever-evolving financial regulations, reducing the risk of regulatory violations.

"The future of investing wll be active, automated, and intelligent across all asset classes and all investment vehicles." -- Michael Zugay; Former CEO BlackRock Capital

Not every advisor has the tools, expertise or infrastructure needed to build the complex tools and platforms that BlackRock and other major TAMPS envision. But if you see your competitive future dependent upon your ability to operate digitally (read as efficiently and at low cost) then you should consider partnering with folioPilot, a Product TAMP that delivers modular, flexible tools with competitive differentiation now and into the future. Deploying folioPilot will ensure access to experts that have been in the field for over 30 years, a beneficial resource.

Since the financial crisis of 2008, there's been an increase in competition across the investment management industry, driven by a renewed commitment by incumbent firms, the emergence of new firms, and the arrival of new business models, e.g. robo-asset and asset wealth managers. Growth will depend upon your ability and the ability of your affiliated advisors to reallocate their time away from what is quickly becoming a commodity, asset management, to acquiring and retaining clients.

Towards that end, outsourcing all or a portion of your asset management duties to folioPilot will not only improve client returns and provide the downside protection they demand, but increase the time available to generate value and to achieve growth in what is expected to become an ever increasing complex market.

Commonly, advisor's revenue is directly linked to portfolio valuations, so performing at or under the market can cause a precipitous decline in revenue as clients become impatient during times of under performance. They may seek another advisor with better performance resulting in customer churn and high customer replacement costs both in terms of time and dollars. Why do so many advisors fail to provide superior returns and downside protection? Because the sole use of passive management and passive investment vehicles that have been purposefully designed to mirror the performance of the index they're mirroring makes superior risk-adjusted returns difficult, if not impossible, to achieve.

folioPilot offers an alternative which consists of actively managed, quantitative, smart-beta strategies where a strategy is chosen for each asset class represented in the portfolio, where multiple asset classes are represented in the portfolio, and where multiple securities are drawn from each asset class for inclusion in the portfoio. Such diversificatiion moves the mean-variance return for each asset class to the right. With the mean-variance return having been moved to the right, folioPilot achieves superior returns at a lower risk to that possible through the use of a passive solution thereby protecting portfolio values and, importantly, your revenue.

Today's advisories are disproportionately full-service and high-value, which is a high-cost business model that prevents them from targeting new, higher volume markets with lower levels of investable assets.

Advisors who adopt technology and make it a part of their practice will have the ability to cost effectively expand their practice into new markets which can then feed their traditional, high-value core businesses. folioPilot has been designed to facilitate that process.

For many advisors capturing the next generation investor is a real challenge. They have different expectations than their parents and grandparents and their preferences have been shaped by new technologies and by their having lived through the last financial crisis. As a result, they're bringing new standards to the industry in terms of how investment products are to be delivered and how much they're willing to pay.

folioPilot has been purposefully designed to meet those expectations by providing a total digital experience 24x7. Furthermore, folioPilot provides two things they want most from you, their advisor: (1) downside protection, and (2) access to the same investment products and strategies as those available to HNW and UHNW investors. folioPilot delivers both.

folioPilot operates 24/7 without human intervention, reducing labor costs. This can lead to cost efficiencies throughout your organization while making investing more affordable for the client. That said, building a TAMP in-house can take years and can cost millions of dollars assuming you have the expertise in-house. For those of you without that expertise, partnering with folioPilot can lead to a real competitive advantage in terms of build costs, time to market and attracting tech-savvy clients who value automation and data-driven decision-making.

In summary, incorporating folioPilot into your advisory practice can lead to more time to service clients needs, offering the best of breed in investment management, operational cost savings and gained efficiency, scalable expenses in the event of a pandemic or a market collapse, a competitive advantage over other firms, boosting your firm's enterprise value, and gaining more relevancy in the marketplace.

While the generation of Alpha is what most clients expect from advisors, they also expect it to be achieved at levels of risk equal to or less than the indices being tracked. In fact, downside protection is the number one benefit clients expect from their advisors. To deliver that downside protection, folioPilot employs tri-directional diversification; diversification across investment strategies within an investment vehicle class, diversification across investment vehicle classes, and finally, diversification across investment vehicles within a class. folioPilot's approach has been proven over the last three major down cycles to deliver the downside protection your clients are seeking.

folioPilot facilitates the clear communication of an investment thesis and how, as a result of a strict adherence to the thesis, sustainable Alpha has historically been achieved and how it will be achieved going forward. folioPilot provides total transparency into a strategy's buy, ranking, and sell rules which brings several benefits: they ensure consistent behavior; they remove emotion and other subjective judgements from consideration; and, they enable the validation of investment strategies over as many as 30+ years, the results of which are clearly displayed for the client to not only see, but to gain the confidence needed to accept the recommended thesis and the trades necessary to implement and maintain the portfolio built to implement it.

folioPilot's validation engine runs each of a strategy's rules each day of the testing period using the initial results to build a conforming portfolio. The system then manages that portfolio daily by monitoring the results of the simulation for recommended trades, executes them, and records the gain or loss, while periodically recording the portfolio's summary performance. It does that throughout the testing period. As a result, the user knows how often the strategy traded, what it bought, what it sold, and when it did it. What sectors it was in and for how long, what market caps it bought and when and for how long it held them, and importantly, the strategy's risk and drawdown history among many other performance measurements. By the end of the validation, the user gains a good sense of how the strategy is likely to perform over up-, down-, for flat-markets giving the client confidence in their overall investment approach. A confident investor who trades in accordance with a proven strategy will over time beat the market.

With folioPilot portfolio owners have access to the same asset classes and investment strategies that were previously only available to UHNW and large institutional investors; something next next generation investors are demanding.

Due to the cloud based nature of our service offering, our partners are able to offer their clients a total digital experience 24x7, again something the next generation of investor now demands.

folioPilot incorporates the latest of technologoies to faciliate it's ease of use either on a desktop or a mobile device. In an effort to quickly identify trends or anomalies in the results data, graphics have replaced data tables wherever possible. folioPilot also incorporates a comprehensive help system where every feature and function is fully explained.

Simulations can help you identify and quantify risks associated with your investment thesis. By running simulations with different risk factors and assumptions, you can gain a better understanding of the potential downside and develop strategies to mitigate those risks.

Some investment theses involve complex strategies or financial instruments that are difficult to analyze using traditional methods. Advanced simulations can handle the intricacies of these strategies and provide a more comprehensive view of their potential outcomes.

Simulations allow for sensitivity analysis, which involves varying input parameters to understand how changes in these variables affect the investment thesis. This helps you identify the key drivers of your thesis and assess the impact of uncertainties.

Many investments have long-term horizons, and traditional financial models may not adequately capture the dynamics of multi-year or multi-decade projects. Simulations can extend the analysis over a longer time frame, helping you make more informed decisions about long-term investments.

Investment strategies are not always purely financial. Factors like environmental, social, and governance (ESG) considerations, regulatory changes, or geopolitical events can significantly impact investments. Advanced simulations can incorporate these non-financial factors into the analysis, providing a more holistic view.

Simulations offer a platform for continuous learning and iteration. You can refine your models and assumptions as they gather more data or as market conditions evolve. This adaptability can be invaluable in making informed investment decisions over time.

Simulations can stress test investment theses by subjecting them to extreme scenarios or "black swan" events. This helps you assess the resilience of your thesis and make adjustments to ensure it can withstand unexpected challenges.

Advanced simulations can help you communicate your thesis more effectively. Visualizing complex data and scenarios can make it easier to convey the investment opportunity.

Utilizing advanced simulation tools can give you a competitive advantage by enabling you to make more informed and data-driven decisions. This can lead to better investment choices and improved portfolio performance.